An uninsured motorist claim is a type of personal injury claim that helps to cover the costs of damages and injuries incurred in a car accident where the at-fault driver is uninsured. If you’ve been in an accident with an uninsured driver, you may be wondering what your options are and how you can get the compensation you deserve.
Perenich, Caulfield, Avril & Noyes Personal Injury Lawyers can help you understand your rights and options after an accident with an uninsured motorist. We’re one of the oldest personal injury firms in Tampa Bay and have recovered over $675 million for our clients.
How Perenich, Caulfield, Avril & Noyes Personal Injury Lawyers Can Help After an Accident in Clearwater
If you’re looking for a top Clearwater car accident attorney in the Tampa Bay area, look no further. We’ve been the go-to choice for accident and injury victims since 1955, providing fierce advocacy and top-notch legal representation.
With more than 300 years of collective experience, our attorneys can help you get the compensation you deserve. Our lawyers have recovered hundreds of millions of dollars on behalf of our clients over the years.
When you hire our law firm in Clearwater, Florida, we will:
- Explain your legal rights and options
- Investigate your accident
- Identify liable parties
- Calculate your damages
- Work with experts
- Handle communications and negotiations on your behalf
- Take your case to court.
We offer unmatched experience combined with unwavering dedication for each client we serve. Contact Perenich, Caulfield, Avril & Noyes Personal Injury Lawyers today to schedule a free consultation with a Clearwater car accident lawyer.
How Common Are Uninsured Motorist Claims
If you’re in an car accident with an uninsured driver, you could be on the hook for thousands of dollars in damages.
- In 2019, 12.6% of motorists were uninsured, with Florida having the 6th highest rate of uninsured drivers, at a little more than 20%.
- In 2020, Florida saw more than 340,000 car accidents, with 3,332 fatalities as a result.
- In 2020, there were more than 92,000 hit and run crashes in the state and 256 fatalities as a result.
It’s crucial to have uninsured motorist coverage. It’s common for drivers to be uninsured in the state of Florida.
Overview of Uninsured Motorist Claims
Uninsured Motorist (UM) coverage steps in to pay for damages when you’re hit by an uninsured driver. It can also provide coverage if you’re the victim of a hit-and-run and the police are unable to find the responsible driver.
Common Car Accident Injuries That Lead to Compensation
If you’ve been injured in a car accident, you may be wondering what injuries are eligible for compensation. Depending on the severity of your injury and how it impacts your life, you may be able to receive economic compensation for medical bills, lost wages, and other financial losses. You may also be entitled to non-economic compensation for your pain and suffering. The following are some of the most common car accident injuries that could lead to compensation.
Soft Tissue Injury
Soft tissue injuries occur when muscles, tendons, and ligaments are stretched, torn, or sprained. These injuries can often take weeks or even months to heal and can easily be missed in a physical exam by a doctor.
Common soft tissue injuries include whiplash from sudden jerking of the head and neck, shoulder strain from the impact of a seatbelt during an accident, and lower back pain due to strain on the back muscles or discs.
Head injuries can range from mild concussions to traumatic brain injury (TBI). Head trauma is especially common in cases where there has been significant impact to the vehicle or if airbags failed to deploy properly.
Symptoms associated with head trauma include headaches, dizziness, blurry vision, nausea/vomiting, confusion/disorientation, fatigue/lethargy, memory loss/confusion, and difficulty concentrating.
Spinal Cord Injury
Spinal cord injury is one of the most serious types of car accident-related injuries. This type of injury occurs when there is damage to the spinal cord and can result in partial or total paralysis depending on where along the spine it occurred.
When Should You File a UM Claim?
If you find yourself in the situation where you’ve been hit by an uninsured driver, your first step should be to contact your own insurance company and let them know what happened. Your insurance company will then open a claim and begin investigating the accident. Once the investigation is complete, your insurance company will let you know whether they think you have a case for filing a UM claim.
Schedule a Free Consultation With Our Clearwater Uninsured Motorist Claims Lawyers
No one wants to get into an accident—but it’s even worse when the other driver doesn’t have insurance. If you’re involved in an accident with an uninsured driver, you could end up paying for thousands of dollars in damages yourself. If you find yourself in this situation, contact the uninsured motorist claims lawyers from Perenich, Caulfield, Avril & Noyes Personal Injury Lawyers to schedule a free consultation.