How to File a Car Accident Claim with Allstate

If you’ve been injured in a car accident, you will be overwhelmed with the physical, financial, and emotional effects of the accident. One key step after an accident is to file a car accident claim and seek compensation for the damages you suffered. Getting fair payment from the insurance company will help cover damages such as medical expenses and property damage. If Allstate is the insurance company receiving your claim, follow the tips below to maximize your results. 

What Damages Can Allstate Cover in a Car Accident Claim? 

A successful claimant in a car accident case can receive compensation for any of the following: 

Many of these damages can be proven through bills, invoices, estimates, and expert testimony. Other damages, such as pain and suffering, are case-specific and harder to prove but can still be substantial. 

Steps for Filing an Allstate Auto Insurance Claim 

Florida is a no-fault state for car accidents. If you are insured through Allstate, they will be the insurance carrier responsible for paying you. For this reason, Allstate will closely analyze a car accident claim. 

Allstate may try to minimize the claim and eventual payment. Missing documents, evidence, or other gaps in the story can lead Allstate to undervalue a claim. 

Instructions for filing an Allstate Insurance claim start with:  

  • Staying at the scene of the accident. Collect evidence, such as photos and names of witnesses. Talk to the police when they arrive on the scene to make sure they have your statement and an accurate description of the accident. 
  • Getting immediate medical treatment. If you decline emergency treatment and don’t follow up with a medical provider in the following days, Allstate might find your injuries were non-serious and minimize your claim. 
  • File your initial car accident report with Allstate as soon as possible. You should file your claim within 24 hours of the accident while the details are still fresh. To file your claim, call 1-800-ALL-STATE or file a claim online with Allstate. You will want to explain you were involved in a car accident and need to file a claim. Keep track of your claim number, and don’t hesitate to follow up regarding your claim. 

How to Maximize Your Allstate Car Accident Claim 

In addition to the steps listed above, a car accident claimant should keep the following tips in mind: 

  • Keep copies of all medical records and provide as much documentation as you can. 
  • Do not overshare information or give your own opinions about the accident. 
  • Limit the details you give to an adjuster beyond what was already in the police report. 
  • Do not sign any documents unless law enforcement requires you to do so. 
  • Do not agree to a recorded statement. 

You’ll notice that a lot of these tips are similar to what a criminal suspect would be advised to do. This is because an insurance company’s goal is to obtain information from you – whether true or not – that can damage your car accident claim. Hiring a car accident lawyer with experience in Allstate car accident claims in Florida is your safest bet in these cases. If Allstate will not fairly settle your claim, a lawyer can then proceed with a personal injury lawsuit to obtain compensation to cover your damages. 

How Can a Personal Injury Lawyer Help When Filing a Car Accident Claim with Allstate? 

An insurance company may minimize your claim and avoid paying what you are fairly entitled to after a car accident. An experienced Florida car accident lawyer can handle the claim for you to make sure your voice is heard and your rights are protected. Your lawyer will know the tactics Allstate might use to reduce the value of your claim and counter those tactics with the facts of your claim. Don’t hesitate to schedule a free consultation with a car accident lawyer today to handle your Allstate car accident claim.

Contact the Pinellas County Car Accident Law Firm Of Perenich, Caulfield, Avril & Noyes Personal Injury Lawyers for Help

For more information, please contact the Clearwater car accident law firm of Perenich, Caulfield, Avril & Noyes Personal Injury Lawyers at the nearest location to schedule a free consultation today.

We serve in Pinellas County and its surrounding areas:

Perenich, Caulfield, Avril & Noyes Personal Injury Lawyers – Clearwater
1875 N Belcher Rd. STE 201,
Clearwater, FL 33765,
United States
(727) 796-8282

Perenich, Caulfield, Avril & Noyes Personal Injury Lawyers – St. Petersburg
2560 1st Ave S,
St. Petersburg, FL 33712,
United States
(727) 349-1728