Uninsured Motorist Coverage for Deadly Hit and Run?

A hit-and-run crash in which a car was diverted into a utility pole, killed 40 year old April Morrow early Tuesday morning, police say. St. Petersburg police also state the incident may have been an intentional act sparked by a fight at a nearby grocery store. The investigation is ongoing, police spokesman Rick Shaw said Wednesday.

“It appears to be intentional, but we don’t know definitively,” Shaw said. “We’re still following up on everything,” including surveillance videos.

April’s sister, Tina Morrow, was driving a Nissan Murano which struck a pole at 16th Avenue South and Dr. Martin Luther King Street South, in the Bartlett Park neighborhood. April Morrow, who was in the front passenger seat, died at a hospital from injuries sustained in the collision.

 Detectives on Tuesday were still looking for the other driver in the incident, though the driver’s vehicle has already been located.
The investigation indicates that at least one person from each vehicle were involved in some sort of disturbance or altercation while at the Obama Express, a store at 1400 18th Ave. S., about a half-mile away from the crash scene at about 3:20 a.m. By the time police arrived to the store for the disturbance call. the two vehicles had already left. Moments later, the crash occurred.

Tina Morrow was still recovering Wednesday from non-life-threatening injuries, police said.

Fatal accidents such as this remind us of the importance of keeping uninsured motorist coverage to protect the interests of our family and other loved ones in the wake of a tragedy. Although the Morrow family may certainly pursue the driver of the responsible vehicle, there is no telling if there will be enough coverage to make up for their loss. There is also a question as to whether the insurance company will claim that the act was intentional, and that they do not provide insurance coverage for the intentional acts of their insureds.

Uninsured Motorist coverage serves as an extra layer of coverage  that protects you and your family against other drivers who either don’t have insurance, or whose insurance may deny coverage for some reason. At Perenich Caulfield Avril & Noyes, we have been fighting for client’s Uninsured Motorist claims since 1955. If you or a loved one believe you may have an uninsured motorist claim, call us at 727

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