Two Changes Coming to SSD in 2021

2020 has been a year of changes—and in 2021, you can expect to see at least two more changes if you’re planning to apply for Social Security Disability. The Social Security Administration (SSA) recently announced two changes that will impact people who are planning to apply for Social Security Disability (SSD) and people who are already receiving SSD benefits. If one fall into one of these categories, here’s everything you should know about the upcoming changes.

Changes to SGA

According to the SSA, the first 2021 SSD change concerns substantial gainful activity or employment. Substantial gainful activity, or SGA, is one of the most basic requirements that someone must meet before becoming eligible for SSD. Substantial work refers to any significant physical or mental activities, while gainful activity is considered something that someone gets paid to do. For example, if someone is injured and unable to return to their previous job but uses their knitting skills to sell items online, it might still be considered gainful activity, thus disqualifying them from receiving SSD. Even a small amount of money can be enough to prevent someone from receiving SSD, even if they are still truly in need of the benefits.

In 2021, the SGA requirements will change. To be eligible for SSD benefits, the monthly SGA limits will be:

  • $2,190 monthly income for statutorily blind applicants
  • $1,310 monthly income for non-blind applicants

Both of these changes are an increase from 2020. If SSD applicants make more per month than the above amounts, they may face difficulties when seeking SSD benefits.

Cost-of-Living Adjustment

The second 2021 SSD change is a small increase to monthly benefits due to a cost-of-living adjustment. People receiving SSD benefits will see an increased of 1.3% in 2021 to match the rising cost-of-living in the United States.

We Can Help!

Applying for SSD is a confusing and complex process, even without changes like these. If you are getting ready for apply for SSD in 2021 after an accident or injury, an experienced SSD attorney can help see you through!


The attorneys at Perenich, Caulfield, Avril & Noyes represent those involved in car accidents, motorcycle accidents, bicycle accidents, pedestrian accidents, and other types of personal injury matters. Our firm is one of the oldest personal injury law firms in Tampa Bay. There are no attorneys’ fees or costs unless we prevail for you. Call our office 24 hours a day at 727-796-8282 or simply click here to schedule a free case consultation.

Related Post

Leave us a reply

Concerned or unable to meet in person? We are happy to schedule meetings via Zoom or Facetime. Call us today at (727)796-8282.