Is a Motorcycle Really Worth the Cost in St. Petersburg?

Motorcycles are attractive for many different reasons. Some riders enjoy the feeling of cruising along with the sun at their back on the open road. Others appreciate the relatively low cost of owning a motorcycle versus a traditional car. 

Regardless of the reason, it is important to understand the risks of driving a motorcycle and how to remain as safe as possible.

Costs of Owning a Motorcycle

A motorcycle can vary in price depending upon the type, brand, and features that are selected. Average prices paid vary from $6,000 to $15,000, although high-end bikes are well over $30,000. 

It is possible to pay less by purchasing a used motorcycle, but you may need to make an additional investment to get the bike ready for the road.

Maintenance costs associated with owning a motorcycle can be higher than they would be with a car. Tires should be replaced every 4,000 to 11,000 miles, which means that you may need to pay for a set once or twice a year. The average price for a set of new tires is $400 to $600.

Gasoline is typically much cheaper for motorcycles; they are able to get more mileage per gallon. While a car may average 20 miles to the gallon, motorcycles can average between 50 to 60 miles per gallon.

Motorcycle Safety Equipment

Safety equipment associated with motorcycles includes helmets, jackets, and gloves. Additional equipment may be purchased to protect the skin in the event of a motorcycle accident

In the state of Florida, a helmet is not required if the rider is over 21 years of age and has insurance that covers medical expenses for a crash up to an amount of at least $10,000. Motorcyclists must also follow the appropriate licensing requirements for motorcycles.  

Helmets with good eye protection may cost up to $600. Protective gear can reduce the risk of serious brain injury, spinal cord injury, or death in a crash.

Insurance Coverage

The state of Florida does not require riders to purchase insurance for their motorcycles. However, the state does require that motorcyclists be able to show proof of financial responsibility in case of an accident. 

Incidentally, riders typically purchase insurance coverage to meet this requirement. The monthly premium for a policy is based on the individual’s driving history and age, the city they live in, and how often they drive their motorcycle.

Average monthly premiums for motorcycle coverage are $57 per month in the state of Florida. A driver may choose to self-insure by proving a net worth of at least $40,000 and having it notarized. 

Risks of Injury from Motorcycle Accidents

The National Highway Traffic Safety Administration (NHTSA) found that in 2019, motorcycle riders were 29 times more likely to die than passenger vehicle occupants in a vehicle crash. Moreover, they were 4 times as likely to have serious injuries. 

This is due to the lack of protection between the motorcycle driver and the road; even a crash at a low speed can result in serious injury. They do not have the benefit of a metal frame protecting them from an injury like a car. 

Common Causes of Motorcycle Accidents

Due to their small size, motorcycles can be difficult to see when driving. Motorcycles often weave in and out of traffic, and a driver who isn’t paying close attention can easily miss them. 

A few causes of motorcycle accidents include:

While owning a motorcycle is usually cheaper than owning a car or truck, there is a trade-off for safety. Motorcyclists are much more likely to experience injuries or fatalities in the event of a crash.

Contact the Pinellas County Motorcycle Accident Law Firm Of Perenich, Caulfield, Avril & Noyes Personal Injury Lawyers for Help

For more information, please contact the Clearwater and St. Petersburg motorcycle accident law firm of Perenich, Caulfield, Avril & Noyes Personal Injury Lawyers at the nearest location to schedule a free consultation today.

We serve in Pinellas County, and its surrounding areas:

Perenich, Caulfield, Avril & Noyes Personal Injury Lawyers – Clearwater
1875 N Belcher Rd. STE 201,
Clearwater, FL 33765,
United States
727-796-8282

Perenich, Caulfield, Avril & Noyes Personal Injury Lawyers – St. Petersburg
2560 1st Ave S,
St. Petersburg, FL 33712,
United States
727-344-4242